Forward Financial Planning Pty Ltd

Forward Financial Planning Pty Ltd

Forward Financial Planning Pty Ltd

FFP ACN 16184477

FINANCIAL AFSL No 082 627

SERVICES ABN No 456 123

25, Consultant Crescent,

Parramatta, NSW 2150

Tel: 02 9889 7377

Website: http://Forwarddfp.com.au

Email: FFP@FFP.com.au

PRIVATE AND CONFIDENTIAL

Financial Plan: including a Statement of Advice

Prepared for:

Mr and Mrs Lewis

17 Bee Farm Road

Blaxland NSW 2009

Date: 11th May 2009

Prepared by:

xxxx B Bus (Financial Advising), Ad Dip (Financial Planning)

Authorised Representative

Important Information

This Statement of Advice is an important document and you should read it carefully before making any decisions regarding the recommendations contained in it. If you have any questions regarding any material in the Statement of Advice, please discuss them with your financial advisor. This report may contain recommendations for the purchase of investment or insurance products regulated under the Life Insurance Act. Please note that for these products, a 14-day cooling off period applies following receipt of the policy documentation, when you may change your mind without incurring penalties.

We recommend that you discuss this Statement of Advice with your accountant or tax advisor and any other of your professional advisors before you make any decisions regarding the recommendations it contains.

Forward Financial Planning Pty Ltd

FFP ACN 16184477

FINANCIAL AFSL No 082 627

SERVICES ABN No 456 123

25, Consultant Crescent,

Parramatta, NSW 2150

Tel: 02 9889 7377

Website: http://Forwarddfp.com.au

Email: FFP@FFP.com.au

PRIVATE AND CONFIDENTIAL

14th May 2009

Mr and Mrs Lewis

17 Bee Farm Road, Blaxland,

New South Wales-2009

Dear Mr and Mrs Lewis,

It was pleasure to meet both of you on 5th May to discuss your mutual financial goals and requirement. I understood that your main goal is to get a full financial review which ensures you have enough money to survive in future, reduce the length of time you pay home loan and to get your insurance policies in order.

If you find any errors in your details when reading this plan, please do not hesitate to contact me as soon as possible as our recommendations have solely been based on this information. The advice and recommendations have been developed from your personal details, only you can rely upon the advice and recommendations that have been made.

All recommendations made within this plan should be implemented within one month, if not we might have to review the recommendations again. We have included a copy of our statement on privacy and details on security of your personal information for