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Budget Work File

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Essay title: Budget Work File

Budget Series Work File

Please answer all of the following questions as you work through the Budget Series. Do not submit your work file until you are done with all the assignments.

Activity 1: Career Path

1. Which career path did you choose? University

2. How much are you going to take home each month? $1000.00

3. Which career path will likely give you the largest income in the future? $25k - $40k per year

Activity 2: Housing Expenses

1. Which housing package did you choose? Package one

2. What is the cost of your housing package? $350 per month

3. What was the main factor that helped you decide on your package choice? Price and location

4. What is a mortgage? A home loan for buying a home.

5. Explain the benefits of owning vs. renting. When you own you will have something to show for your money in the future; something that will be yours. Renting you just give your money away to someone for a place to live, you do not have to do any repairs or upgrades but it will never be yours.

Activity 3: Furnishings

1. Which furnishing package did you select? Package one

2. What is the cost of your furnishing package? $500.00 or $50 per month

Activity 4: Utilities

1. How much is your electricity bill? $85.00

2. How did you arrive at the figure for number 1? $65 basic, $10 washer and dryer, and $10 for colder room.

3. Is there anyway you can reduce your bill? Don’t keep the room so cold.

4. How much is your telephone bill? $50.00

Activity 5: Food Costs

1. YOU MUST COMPLETE ALL 21 SLOTS. You may choose to eat out. Simply enter "Out" for that cell and then list the restaurant you plan to eat at.

Day

Breakfast

Lunch

Dinner

Snacks

Monday Bagel & cream cheese, and Milk Sandwich, chips and soda Hotdogs

French fries

soda Popcorn

Tuesday Cereal

Milk Out Spaghetti Ice cream

Wednesday Bagel and Cream cheese and milk Left over spaghetti Chicken fingers

Veggies

Thursday Cereal

Milk Sandwich chips and soda Out

Popcorn

Friday Bagel and cream cheese and milk Sandwich

Soda TV dinner

Saturday Bagel and cream cheese and milk Out Hamburger fries

Soda Ice cream

Sunday Out Hotdogs and

Mac and cheese Grilled chicken breast, veggie,

lemonade popcorn

2. Create your grocery list based on the meals listed in number 1. Remember to include the ingredients required to make dishes.

3. Which package did you choose? Why? Package B it is the one most like what I want to eat.

4. How much does your chosen package cost? $180.00

Activity 6: Transportation

1. Did you choose public transportation or a car? Why? Public transportation, I will be staying close to school and I do not need the extra expense of buying a car now.

Only answer numbers 2 and 3 if you chose public transportation.

2. If you chose public transportation, write the cost here. $40.00

3. If you chose

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